Our Permanent Life Insurance Financing programs can provide financing arrangements for the entire life of the Insured. Permanent Life Finance can be structured in one of two ways, each option is designed to offer a choice of various risk and benefit profiles. This is a net death benefit program designed to provide the insured's estate with additional liquidity upon death.
- 78 Year Old Male
- Excess Insurance Capacity: $4,000,000.00
- STD Non-Smoker Health
- Minimum Projected Net Death Benefit: $1,000,000.00
Permanent Life Finance - Testimonial
Financial Planner - San Diego, CA
“During the estate planning review I was conducting for one of my clients it became apparent that he had a desire and a need for more life insurance. My client was receptive to the idea of obtaining additional coverage, but he wanted to limit his out of pocket expense. So, I turned to IMS Associates to help construct my client a permanent life finance plan. This allowed my client to obtain the coverage he desired in a very cost efficient manner.”
Each listed program will have a separate list of carriers who have approved the products listed above. IMS will only submit a case to a carrier with full disclosure of the nature of the premium finance program. IMS does not advocate or facilitate any Stranger Owned Life Insurance, does not offer any Non-Recourse loans, does not offer any client inducements, does not set up pre-arranged life settlements, and does not facilitate the sale of any life insurance policy still in the two year contestability period.
Any such statement herein was written to support the marketing or promotion of the transaction(s) or matter(s) to which the statement relates. IMS does not provide any tax advice. Any tax statement herein regarding any US federal tax is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding any penalties. Each taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
"IMS worked hard to help educate us about the process and the suitability of a life settlement. Once we got the process started he was transparent and professional."
- Maggie M.
IMS Satisfaction Guarantee
We hold ourselves to the highest standards of Service and Professionalism so if you don't like our work or our offers - let us know in writing and we will turn over your file.